If you have considered handling your finances electronically for convenience, here's an even better reason. You'll be able to pay closer attention to your account activity, which can help keep you from falling victim to a new type of scam.

Thieves sometimes make "test raids" on consumers' checking accounts,electronically debiting small amounts, like $10 or $20. If these unauthorized debits go unnoticed and are not reversed by the financial institution or account holder, thieves may consider it a green light to steal much larger amounts from your account. While you may not be responsible for these unauthorized debits, they can still result in embarrassment and bounced checks, overdrawn and frozen accounts or returned check fees.

With a few simple steps, you can stay on top of your finances and protect yourself. Here's how:

We want to help keep you and your finances safe. Contact us today.