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The Personal and Financial Benefits of Sprucing Up Your Home

If you've been thinking about giving your home some updates – and many homeowners who are opting to stay in their current homes are – now may be a good time to move forward on home improvement projects. As the economy and consumer confidence improves, economists are seeing an increase in residential renovation.* Beat your neighbors to the home improvement store or construction professionals, and start enjoying your home's updates sooner!

Focus on Value

Giving your home some renovations can increase your home's value in two ways:

  1. You and your family can take greater pride in your home and be more comfortable.
  2. Your home may be more attractive to buyers if you choose to sell down the road.

And you don't necessarily have to start knocking down walls! Minor replacements can make a big difference. According to Remodeling magazine's most recent Cost vs. Value Report, replacement projects are performing better in resale value than remodeling projects (see chart below). For example, door, siding and window replacements improve curb appeal right away at a relatively low cost.

Figure Your Financing

Whether you're ready to begin a do-it-yourself project or eager to talk with home improvement professionals, we can help you start off on the right foot with smart financial decisions. Contact us today to learn about a home equity loan or line of credit that may be right for you and your home's new look.

Making a House a Home

2010-11 National Averages for Popular Midrange Projects

Project

Job Cost

Resale Value

Cost Recouped

Entry door replacement (steel)

$1,218

$1,243

102.1%

Garage door replacement

$1,291

$1,083

83.9%

Minor kitchen remodel

$21,695

$15,790

72.8%

Deck addition (wood)

$10,973

$7,986

72.8%

Siding replacement (vinyl)

$11,357

$8,223

72.4%

Window replacement (wood)

$12,027

$8,707

72.4%

Bathroom remodel

$16,634

$10,668

64.1%

Source: Remodeling magazine, Cost vs. Value Report 2010-11.


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