Have you ever wondered how much of your money is insured and what portion (if any) exceeds coverage limits at the bank? If so, you should take advantage of the FDIC’s Electronic Deposit Insurance Estimator (EDIE).

At first glance, the opportunity to run a home-based office can look quite appealing; short commute, casual attire, close proximity to the fridge. But if you're considering this option, there are a few things to keep in mind to help separate your business and personal life.

Are you a business owner who makes things happen or watches things happen? You can position yourself to be able to make things happen by planning your operating, capital and cash budgets. Without a comprehensive plan, you could be left to watch things happen – or worse, wonder what happened.