Helpful Tools & Resources

Here you will find a variety of helpful articles for any life stage! Whether you are just browsing or looking for something more specific, you will find it on this page!

Helpful Tools & Resources

Is Your Money Insured?

Posted on November 24, 2014 14:57

Have you ever wondered how much of your money is insured and what portion (if any) exceeds coverage limits at the bank? If so, you should take advanta...

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Separating Your Home from Your Business

Posted on November 24, 2014 14:56

At first glance, the opportunity to run a home-based office can look quite appealing; short commute, casual attire, close proximity to the fridge. But...

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Gen Y Feeling Economic Pressure

Posted on November 24, 2014 14:56

Generation Y, those born between 1977 and 1987, are mostly new to the career world, and are feeling the pressure of the recession. And while most peop...

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How Much to Withdraw in Retirement?

Posted on November 24, 2014 14:56

After growing and protecting your nest egg for years, it's time to begin making withdrawals. But first, you need to cook up a shrewd withdrawal strate...

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Make Your Business Budget Happen

Posted on November 24, 2014 14:55

Are you a business owner who makes things happen or watches things happen? You can position yourself to be able to make things happen by planning your...

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The Personal and Financial Benefits of Sprucing Up Your Home

Posted on November 24, 2014 14:55

If you've been thinking about giving your home some updates – and many homeowners who are opting to stay in their current homes are – now ...

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Kick Your Bad Money Habits

Posted on November 24, 2014 14:55

Breaking a bad habit is often as successful as taming a Nile crocodile. You may think you have it under control, but then – SNAP – the jaw...

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Quick Guide To Your Credit Report

Posted on November 24, 2014 14:54

If you have credit cards or other loans, you have a credit report. But do you know what's on it? And why it matters? This quick guide can help! What ...

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Paying for the Past While Saving for the Future

Posted on November 24, 2014 14:54

Making decisions about what to do with money you don't need for basic living expenses can be complicated. You may struggle with whether it's better to...

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Did Retirement Arrive Earlier than Expected?

Posted on November 24, 2014 14:54

The recession affected most Americans, but it had a disproportionately large impact on older workers. All at once, rising healthcare costs, dropping h...

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Could Your Family Make It on One Income?

Posted on November 24, 2014 14:54

Have you thought about shifting from a dual-income to a one-income lifestyle? Some common reasons for making the switch include: Allowing a p...

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Need Wheels? Buying vs. Leasing

Posted on November 24, 2014 14:53

The decision on whether to buy or lease a car can be difficult. Most of the time, experts advise buying instead of leasing. But there are some circums...

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Choosing A College Savings Plan

Posted on November 24, 2014 14:53

Many parents experience a dilemma in terms of college: they want their children to receive a higher education, but may not be able to afford the price...

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A 4-Step Financial Guide to Your 20s

Posted on November 24, 2014 14:53

Though large financial steps, like setting up a retirement fund or paying off your student debt, may seem a long way off, getting a head start can mak...

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Stay Strong and Just Say No

Posted on November 24, 2014 14:53

Like many parents, you may feel pressure to buy the latest toy or battery-powered gadget when your child begs for it. But don't cave in and pull out y...

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How to Start Saving on an Entry-Level Salary

Posted on November 24, 2014 14:52

Saving money isn't about earning more – it's about spending less. Trimming some expenses and cutting others altogether can add up to significant...

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Landing Your First Job in a Slow Economy

Posted on November 24, 2014 14:52

Getting your college diploma after years of tests, early-morning lectures and late-night study sessions is exciting. Like many of your classmates, you...

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Laid Off? Protect Your Nest Egg

Posted on November 24, 2014 14:52

Unemployed workers are quick to raid retirement savings to help pay the bills. However, withdrawing retirement money before retirement age is costly &...

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Shut the Door on Mortgage Scams

Posted on November 24, 2014 14:52

Foreclosure rescue schemes prey on homeowners who are falling behind on payments or worried about losing their homes to foreclosure. Watch out for: ...

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Creating a Student Loan Pay-Off Strategy

Posted on November 24, 2014 14:51

In October 2011, President Obama announced two new initiatives designed to help ease the debt burden of some college graduates. His program will lower...

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Decision Time: Take Social Security Sooner or Later?

Posted on November 24, 2014 14:51

You could receive reduced benefits as early as age 62. Another option is to wait until your full retirement age (age 65 to 67, depending on when you w...

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5 Unique Ways to Pay for College

Posted on November 24, 2014 14:51

Here are just a few: 1. Seek scholarships. Full scholarships may be difficult to get, but there are plenty of small scholarships available from indiv...

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Don't Be Overwhelmed, Just Be Prepared

Posted on November 24, 2014 14:47

But Where Do You Start? Buying a home is a big deal, and it pays to get your ducks in a row before you make an offer. Here are some important steps t...

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Creating a Student Loan Pay-Off Strategy

Posted on November 24, 2014 14:47

In October 2011, President Obama announced two new initiatives designed to help ease the debt burden of some college graduates. His program will lower...

Read More

Decision Time: Take Social Security Sooner or Later?

Posted on November 24, 2014 14:47

You could receive reduced benefits as early as age 62. Another option is to wait until your full retirement age (age 65 to 67, depending on when you w...

Read More

5 Unique Ways to Pay for College

Posted on November 24, 2014 14:47

Here are just a few: 1. Seek scholarships. Full scholarships may be difficult to get, but there are plenty of small scholarships available from indiv...

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Use Time Wisely Until Your Dream Job Opens Up

Posted on November 24, 2014 14:46

Get your foot in the door. Be willing to take a lower-paying position at a company in your chosen industry. You can learn more about the business and ...

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Enhancing Your Home Through Technology

Posted on November 24, 2014 14:46

Efficient, expert lighting. Would you like to turn off all your home's lights with the touch of one button? Sophisticated systems can be installed to ...

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A Business Succession Plan Makes for Smooth Sailing

Posted on November 24, 2014 14:46

Charting the Course The first order of business is to decide what you want to happen to the business when you step down. Ask yourself: What is...

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Are You Ready to Buy a Home?

Posted on November 24, 2014 14:45

Ready or Not? Which of the following milestones show that you’re ready to own a home? A.    You have a steady job. B. &...

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Should You Consider Leasing Business Equipment?

Posted on November 24, 2014 14:45

Comparing the purchase price with the cost of leasing over the projected life of the equipment is a good starting point. You may also examine the risk...

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Cutting the Cost of Raising Kids

Posted on November 24, 2014 14:45

Invite a few, the favorite. Rather than throwing an extravagant birthday party at a destination site where zillions of classmates are invited, host a ...

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There's No Place Like (Your Own Vacation) Home

Posted on November 24, 2014 14:45

From lake cottages and ski chalets to beach condos and golf communities, your window of opportunity may be here. Good deals abound in today's cool hou...

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6 Ways to Improve Your Business Cash Flow

Posted on November 24, 2014 14:44

With consumers and businesses alike buckling down on their spending during this topsy-turvy economic spell, focusing on efficient cash flow can help y...

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Retired? Maintain Your Cash-Flow Cushion for a Smooth Ride

Posted on November 24, 2014 14:44

Drawing down assets in retirement can be complicated, and the stakes are high. If you withdraw too much, your financial cushion could fall short later...

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Good Grades Pay Off

Posted on November 24, 2014 14:44

Pay lower car insurance rates. Some car insurance companies offer good-student discounts for high school- or college-age drivers maintaining a "B" ave...

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Shut Out of a Summer Job? Create Your Own!

Posted on November 24, 2014 14:44

If you think you have to take a traditional summer job this year, think again. There are many opportunities available to make money and gain employmen...

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Your Money: Making Good Choices

Posted on November 24, 2014 14:43

Have you ever heard the term "opportunity cost"? The concept can help you get a handle on your spending. It means the cost of passing up the next best...

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5 Ways to Build a Healthy Credit History

Posted on November 24, 2014 14:43

If you've ever watched TV's "The Biggest Loser," you know that it’s easier to maintain a healthy weight now than try to lose weight and overcome...

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Getting Married? 3 Strategies for Merging Finances

Posted on November 24, 2014 14:43

Planning a wedding brings with it plenty of financial challenges – will the bride and groom pay for the event themselves, or are their parents c...

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