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Loan Pre-Qualification

Get Pre-Qualified Today!

Financing a home is one of the most important decisions you will ever make. Whether you are a young couple just starting out, a growing family needing more room, or someone looking to refinance an existing mortgage, we can help you! Get pre-qualified today.

Important Information About Procedures For Opening A New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who obtains a mortgage loan. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Before you proceed with your inquiry, please review the disclosures below.

Loan Disclosure Agreement Electronic Delivery of Disclosures and Notices
By accepting this Agreement, you consent and agree that PeoplesBank may provide certain disclosures and notices to you in electronic form, in lieu of paper form, for your mortgage loan Pre-Qualification. You may request these disclosures in paper form by contacting us at 1-717-747-1556 or toll free at 1-888-846-1970.

Definitions
As used in this Agreement, the words “we”, “our”, “us” and PeoplesBank mean PeoplesBank, A Codorus Valley Company. “You” and “your” mean the applicant(s). If there are joint applicants, either one of you may consent to receive electronic disclosures, and that person’s election shall apply to both of you.

Scope of Consent for Electronic Delivery of Notice
Your consent to receive electronic notices covers any notice or other type of communication provided to you pursuant to the terms of this Agreement. We will send all notices, attachments, and/or documents via e-mail to the last known email address provided by you. You agree to notify us promptly of any change to your email address.

Security
In order to help protect your personal information, we recommend that you install firewalls, anti-virus, and spyware protection software on your computer and update it as required. We also recommend that you update your operating system and browser application on a periodic basis to better protect your computer and online banking sessions.

PeoplesBank does not warrant the security or confidentiality of any information transmitted through any applicable Internet service provider, information/communication network service provider, network system or such other equivalent system in any jurisdiction.

Hardware and Software Requirements
In order to access, view, and retain electronic communications that we make available to you, you must have:

  • An Internet browser that supports 128 bit encryption;
  • Sufficient electronic storage capacity on your computer’s hard drive or other data storage unit;
  • An e-mail account with an Internet service provider and e-mail software;
  • Adobe Acrobat Reader (which may be downloaded at no charge on the Internet);
  • A personal computer (for PCs: Pentium 129 MHz Base or higher), operating system and telecommunications connections to the Internet capable of receiving, accessing, displaying, and either printing or storing communications received from us in electronic form via a plain text-formatted e-mail or by access to our web site using one of the browsers specified above.
Withdrawing Consent to Receive E-Disclosures
You may withdraw your consent to receive electronic disclosures by contacting us at 1-717-747-1556 or toll free at 1-888-846-1970. At our option, we may treat your provision of an invalid email address, or t


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