Personal Loans

When you’re seeking a personal loan in PA or MD, it’s important to work with a bank you know you can trust — one that understands your specific situation. As a result, many people want to choose a local bank when it’s time to apply for a loan. In PA and MD, that means PeoplesBank.

We’ve been serving the needs of local communities in these areas for more than 150 years. That means we have the experience and the staff to understand what your specific needs are as a PA or MD resident in need of a loan, and we know the best way to meet those needs.

You may be deciding to apply for a loan in MD or PA for a number of different reasons, each of which may require a different approach. At PeoplesBank, we’ve seen it all and know exactly how to help. Add that to the kind of personal care and attention you can only get from a local bank, and it’s easy to see why PeoplesBank is a great choice for personal loans in MD and PA.

From South Central Pennsylvania to Northern Maryland, PeoplesBank is your partner for all of your personal loan needs. We offer a wide variety of loans to help you with the many challenges that life brings. Best of all, our loan decisions are made locally by people who know and understand your community, and you can easily apply online.

paint roller iconFixed Option Home Equity Line of Credit

Tap into your home’s equity and put it to work for you. Our Fixed Option Home Equity Line of Credit gives you the power to make renovations, purchase big ticket items, and consolidate high-interest debt.

Apply Now

house iconInterest Only Home Equity Line of Credit

Maximize your budget with our Interest Only Home Equity Line of Credit. Pay only interest for the first ten years while enjoying the same access as our Fixed Option Home Equity Line of Credit.

Apply Now

vehicle iconNew Vehicle & Motorcycle Loans

Our New Vehicle & Motorcycle Loans allow you to finance your dream vehicle through the PeoplesBank Financial Centers that you use for all of your banking.

Apply Now

motorcycle iconUsed Vehicle & Motorcycle Loans

Purchase a used vehicle from a dealer or a private party with our Used Vehicle & Motorcycle Loans. You can even refinance your existing vehicle loan or use the equity in your vehicle for other needs.

Apply Now

palm tree iconUnsecured Installment Loans

Our Unsecured Installment Loans are quick and easy with no collateral required. Consolidate bills, take a vacation, or make home repairs.

Apply Now

dollar sign iconPersonal Line of Credit

Well-qualified borrowers can use the Personal Line of Credit for just about anything. It’s flexible and there when you need it!

Apply Now

security check mark iconOverdraft Line of Protection

Protect yourself from the embarrassment of an overdrawn checking account with the Overdraft Line of Protection.

Apply Now

Why Choose PeoplesBank for Personal Loans in Pennsylvania and Maryland?

For more than 150 years, clients in Maryland and Pennsylvania have been coming to our regional locations for personal loans and other financial services.  What has made PeoplesBank such a popular option for personal loans in PA and MD? We know you have a lot of options when it comes time to apply for a loan, from big, monolithic banks to other local institutions. That’s why, for over a century and a half, we’ve taken steps to make sure residents of PA and MD know that PeoplesBank should be the first choice.

There are many reasons to choose a PeoplesBank loan:

  • We take care to keep costs reasonable. PeoplesBank works hard to keep interest rates and fees competitive on all our financial products.
  • We’re local. When you need personal loan services, you want to speak with someone who understands the local community — PeoplesBank does. When you need to meet with us or contact us, we’re close and answer promptly. We also care about the community and make contributions to local organizations.
  • We make it easy to apply. When you need a loan from PeoplesBank, simply apply online and a representative will contact you within 1-2 business days.
  • We offer a range of loans. Our installment loans are ideal for one-time purchases, while our Home Equity Line of Credit with Fixed Options is a great choice for ongoing expenses. Our Interest-Only Line of Credit is an affordable form of financing, while our Overdraft Protection Credit Line protects you from unwanted fees.


One of the most common types of loan requests we see is the mortgage loan. This loan may be the most important one you ever take out, and we want to make sure you get the best possible result from your mortgage loan application. We happily offer personal mortgage loans throughout Pennsylvania and Northern Maryland, and our loan officers are trained to make the loan process as stress-free and easy for you as possible.

To get a jump on the process, you can even fill out a pre-qualification application online. We understand that many people applying for mortgages are concerned about the challenges they could face, but the sooner you contact us, the sooner we can address those challenges and help you get the loan you need for the home you’ve been dreaming of!

Apply Online for Your Personal Loan in PA or MD

Though we’ve been around a long time, we’ve always made sure to keep up with the times for the convenience of our clients. One of the ways that’s reflected is in the number of personal services we’ve moved to our online banking system. These services include the ability to quickly apply for a personal loan with PeoplesBank online. We know applying for a loan can be a stressful process, whether you’re in PA, MD or anywhere else. To help, we offer a fast and simple online application to get you started and make it a little easier.

Contact us today to get started with a financing option designed to meet your needs, or check out our current rates.

View the complete listing of our National Mortgage Licensing System Identification Numbers.

Contact Us

Questions? Contact Us

**Email is not a secure form of communication and personal information should not be communicated in this way.

Open an Account