First Time Homebuyer Program

Helping to Keep the American Dream Alive

You found your perfect new home. Here’s the perfect financing for your purchase.

First Time Home Buyer Program Highlights

  • Must be a first time home buyer*
  • Fixed interest rate 30 year loan with no mortgage insurance
  • Income limits do apply, 100% or less of the median income for given location
  • As little as 3% down, 1% of purchase price must come from borrowers own funds
  • 6% maximum seller contribution
  • All applicants are required to participate in First Time Home Buyer education
*Borrower must not have had ownership interest in a property in the last three years.
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