Personal Investments

Certificates of Deposit & Individual Retirement Accounts

We offer a wide range of competitively priced Certificates of Deposit from 1-120 month terms and Individual Retirement Accounts from 1-60 month terms, as well as featured products for your investment needs. Let us help you choose the right term for you.

Traditional Certificates of Deposit

  • 1, 3, 6 & 7 month terms
    • Only $500 to open
    • Interest compounds monthly*
    • Automatically renews
  • 12 month term
    • Only $100 to open
    • Interest compounds monthly*
    • Automatically renews
  • 18 – 60 month terms
    • Minimum opening deposit of $500
    • Interest compounds monthly*

    61-120 month terms

    • Minimum opening deposit of $500
    • Interest compounds monthly*
    • Automatically renews into a 60 month term

Peoples Bump Up CD

  • 30, 40, 50 & 60 month terms
  • Minimum opening deposit of $1,000
  • Interest compounds monthly*
  • May bump rate once during term to current PeoplesBank Bump-Up rate
  • A one-time withdrawal of no more than 25% of the balance may be made up to 7 days before maturity date
  • Remaining balance must be greater than $500 to earn interest
  • Automatically renews

Peoples Step It Up CD

  • 36 month term
  • Minimum opening deposit of $1,000
  • Variable interest rate
  • Interest compounds monthly*
  • Interest rate automatically increases .20% every six months
  • Automatically renews to a standard 36 month term

Peoples Bump Up IRA

  • 30, 40, 50, 60 month terms
  • Affordable minimum balance of $1,000
  • Fixed interest rate with flexibility to bump-up rate one time to a similar fixed term IRA
  • Interest is compounded monthly*
  • Accessibility to withdraw up to 25% of balance at one time
  • As a friendly reminder clients are mailed a renewal notice 10 days prior to maturity date
  • IRA renews automatically

Peoples Step It Up IRA

  • 36 month term
  • Minimum balance requirement of $1,000
  • Variable and competitive interest rate
  • Interest rate automatically increases .20% every 6 months
  • Interest is compounded monthly*
  • IRA automatically renews to a standard 36 month term
  • As a friendly reminder clients are mailed a renewal notice 10 days prior to maturity date

*Interest must be retained in the account in order for compounding to occur

Questions? Contact Us

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