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August 4, 2021

PeoplesBank, A Codorus Valley Company, has announced a new mortgage product focused on helping clients realize their dream of homeownership. The Zero Down Loan allows qualified clients to purchase a home with no down payment when used with the PeoplesBank First Time Home Buyer program or Welcome Home loan.

The long term, fixed rate loan must be used toward a down payment of a single family, primary residence and can be used to finance up to 100% of the home sales price. The client must contribute 1% of the purchase price from his or her own funds toward closing costs.

“We are excited to offer this new product because we understand that saving for a down payment can seem like a daunting task,” remarked Craig Kauffman, President and CEO, “but we’re here to take that weight off your shoulders. Whether you are a first time home buyer or purchasing a home located in a qualified area, we want to help you achieve your dream of homeownership.”

For more information on the Zero Down Loan, please visit


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