Merchant Services, also known as credit card processing, allows you to accept debit card and credit card payments from customers safely and securely. Merchant services can help any business, large or small, by giving your clients the convenient option of paying with a card.

Our Merchant Services can handle all electronic payment transactions for you. This process involves gathering sales information, securing a transaction authorization, obtaining funds from the bank issuing the credit and debit card, and sending payment to you. This service will make electronic payment processing simple for you and your team.

PeoplesBank partners with the First Data Community Financial Institutions division to provide our clients with Merchant Services payment processing.  In addition to many other processing options, we have the Clover suite of products available for our clients.  This family of products includes a point of sale register system, a client-facing payment system, a wireless payment solution, and a mobile payment solution.

Learn More About the Clover Point of Sale System

How Will Your Business Benefit?

Whether you have a current payment services provider or need a completely new payment processing solution, PeoplesBank can offer your business many benefits:

• Online Store, Retail, Restaurant, Business to Business Processing
• Point-of-Sale, Mobile and Online Payments Processing
• Credit Card, Debit Card, ACH and EBT Payment Acceptance
• EMV/Chip Capable Devices
• Apple Pay, Android Pay, Google Pay Devices
• Certified PCI DSS Service Level 1 Compliant
• Next Day Funding Available
• Branded Gift Cards for your Business

Why Do You Need Merchant Services?

Today, customers demand convenience as well as options for payment. Not having the ability to accept card payments, could result in lost sales for your physical or online business. Some customers simply do not carry cash or they prefer alternative forms of payment. These continually evolving payment preferences make merchant solutions vital to business success.

Having Merchant Services can assist with your business growth. Whether you want to offer convenient sales over the phone or you need to expand online, our Merchant Services team can help. It is likely that your competitors are already accepting multiple forms of payment, and having Merchant Services allows you to compete in your busy and competitive in industry. Accepting new forms of payment can help to increase your potential client market and help maximize your bottom line.

Merchant Services provides you with an instant card approval or decline, as a way to protect your business from insufficient funds payments. Merchant services can also immediately improve your cash flow by offering clients a quick and convenient method to pay your company. Talk to us today about how electronic payment processing could also reduce your billing expenses and simplify your record-keeping.