Momentum Checking & Savings

Spend. Save. Repeat.

How Will You Spend Your Momentum Rewards?

Momentum Rewards offers Round Up Savings and 0.5% Cashback. How much can you save? Check out our Momentum Rewards Savings calculator to find out.

Starting Features

All Momentum account holders enjoy these great benefits!

•  Round Up Savings: Every time you make a purchase with your Momentum Checking account debit card, we’ll round up the total to the nearest dollar and put the change into your Momentum Savings account. *
• Go Paperless & Save: No monthly fee when you choose paperless e-statements. We’ll also waive our fee on all non-PeoplesBank ATMs when you withdraw cash with your Momentum Checking & Savings card.
•  Online Convenience: Enjoy free mobile deposits, free bill pay, and free personal finance tools online.
•  Instant Issue Debit Card: If you open an account at one of our financial centers, you’ll leave with a ready to spend, ready to save temporary debit card.

Extra Rewards

Enjoy extra rewards when monthly direct deposits total $2,500 in a statement cycle.

•  0.5% Cashback: Use your debit card online or select “credit” in store to get 0.5% cashback directly in your Momentum Savings account.
•  ATM Refunds: We’ll refund up to $10 a statement cycle for all fees accrued by other financial institutions at non-PeoplesBank ATMs.

VISA® Everyday Rewards+

Earn more for the things you do every day with the Everyday Rewards+ Credit Card. 

•  Get 4x points on dining, takeout and food delivery, 2X points at grocery stores, grocery delivery, gas stations and streaming services and 1X points on all other eligible purchases.
•  Link to Momentum: Your credit card cash back rewards can be directed straight to your Momentum Savings account.

*Round-up savings feature may be suspended at the client’s request.

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