When you’re seeking a personal loan, it’s important to work with a bank you know you can trust — one that understands your specific situation. As a result, many people want to choose a local bank when it’s time to apply for a loan. We’ve been serving the needs of local communities in these areas for more than 155 years. That means we have the experience and the staff to understand what your specific needs are, and we know the best way to meet those needs.

Fixed Option Home Equity Line of Credit

Tap into your home's equity and put it to work for you. Our Fixed Option Home Equity Line of Credit gives you the power to make renovations, purchase big ticket items and consolidate high interest debt.

Our line of credit revolves, so you can use the money, pay it back and begin drawing on it again. It allows you complete control over your finances, letting you decide how much to spend and how much to repay from month to month. Enjoy the excitement of buying things you have always wanted with a reasonable interest rate.

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Interest-Only Home Equity Line of Credit

Maximize your budget with our Interest-Only Home Equity Line of Credit. Pay only interest for the first ten years while enjoying the same access as our Fixed Option Home Equity Line of Credit.

With the interest-only option, you hold your short-term expenses down. You can pay for home improvements or go on a vacation and not worry about paying back the loan for years. An interest-only loan also lets you access your money using a debit card or check, making it easy to get to when you need it.

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New Vehicle & Motorcycle Loans

Our New Vehicle & Motorcycle loans allow you to finance your dream vehicle through the PeoplesBank financial centers that you use for all of your banking. Not all vehicle and motorcycle loans are the same. You can shop around to find the one that best meets your needs and offers you the type of financing that fits your budget. 

Looking beyond the dealership opens the opportunity to work with the professionals at PeoplesBank, people you already know and who have assisted you with other financial matters. You enjoy a comfort level you won't find elsewhere when you work with your hometown bank. We offer a range of fixed terms, and we can discuss the optimal fit for you.

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Used Vehicle & Motorcycle Loans

Purchase a used vehicle from a dealer or a private party with our Used Vehicle & Motorcycle Loans. You can even refinance your existing vehicle loan or use the equity in your vehicle for other needs.

You can find a payment size that works for you with a fixed loan rate. Work it into your budget, and see how convenient it can be to have a bank that tailors products to your needs. We can discuss your needs and goals when you take out the loan to ensure it will work for you over the long term. Our products offer greater flexibility than what you find at a dealership.

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Unsecured Installment Loans

Our Unsecured Installment Loans are quick and easy with no collateral required. Consolidate bills, take a vacation or make home repairs. You can tailor the payment amount to fit your budget when you take out an unsecured installment loan. The rate remains fixed, and we have a variety of terms available. You don't have to use your property as collateral, which means we grant the loan after looking over your personal credit history.

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Personal Line of Credit

Well-qualified borrowers can use the Personal Line of Credit for just about anything. It's flexible and there when you need it. The revolving credit line allows you to pay the loan back as you go and refresh the balance available to you. If you want new furniture, you can buy it, then pay off the amount on a timeline that works for you and replenish the available borrowing amount. The simple approach even allows you to access the line using a debit card.

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Overdraft Line of Protection

Protect yourself from the embarrassment of an overdrawn checking account with the Overdraft Line of Protection. We offer a revolving line that keeps your checking account from going into the red. The line costs you nothing if you don't use it, so it's a no-risk option. You receive the peace of mind of knowing that if you do accidentally go over, you're protected.

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