Momentum Checking & Savings

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Upgrade Your Checking with Momentum

Make spending fun and savings easy with PeoplesBank Momentum Checking & Savings account. Because when you spend you save. Every purchase you make with your checking debit card will be rounded up to the nearest dollar, and the change will be deposited straight into your Momentum Savings account. It’s like a modern piggy bank, and it can add up to serious savings over time. Want to upgrade your current PeoplesBank Checking account to a Momentum Checking account? Simply stop by one of our Financial Centers or contact our Client Care Center at 888-846-1970 or

Spend, Save, Repeat, with PeoplesBank Momentum Checking and Savings

Save even more and enjoy extra rewards when you meet direct deposit requirements or add a reward credit card. Read the complete details below, calculate your annual savings with the rewards calculator, and visit our FAQs to see how it works.

Spend. Save. Repeat.


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How Will You Spend Your Momentum Rewards?

Momentum Rewards offers Round Up Savings and 0.5% Cashback. How much can you save? Check out our Momentum Rewards Savings calculator to find out.

Starting Features

All Momentum account holders enjoy these great benefits!

  •  Round Up Savings: Every time you make a purchase with your Momentum Checking account debit card, we’ll round up the total to the nearest dollar and put the change into your Momentum Savings account. *
  • Go Paperless & Save: No monthly fee when you choose paperless e-statements. We’ll also waive our fee on all non-PeoplesBank ATMs when you withdraw cash with your Momentum Checking & Savings card.
  •  Online Convenience: Enjoy free mobile deposits, free bill pay, and free personal finance tools online.
  •  Instant Issue Debit Card: If you open an account at one of our financial centers, you’ll leave with a ready to spend, ready to save temporary debit card.


Extra Rewards

Enjoy extra rewards when monthly direct deposits total $2,500 in a statement cycle.

  •  0.5% Cashback: Use your debit card online or select “credit” in store to get 0.5% cashback directly in your Momentum Savings account.
  •  ATM Refunds: We’ll refund up to $10 a statement cycle for all fees accrued by other financial institutions at non-PeoplesBank ATMs.


VISA® Everyday Rewards+

Earn more for the things you do every day with the Everyday Rewards+ Credit Card. 

  •  Get 4x points on dining, takeout and food delivery, 2X points at grocery stores, grocery delivery, gas stations and streaming services and 1X points on all other eligible purchases.
  •  Link to Momentum: Your credit card cash back rewards can be directed straight to your Momentum Savings account.


*Round-up savings feature may be suspended at the client’s request.

Visa is a registered trademark owned by Visa International Service Association and is used under license.

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Ready to Earn Everyday Rewards?

Apply today for PeoplesBank’s rewards credit card – the VISA® Everyday Rewards+ Card.

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