If you have a local business, you may need loans to pay for overhead, inventory, startup costs and the many other expenses associated with running a company. Whether you’re a microbusiness of one or a rapidly growing company, business loans can help you pay for the expenses necessary to open your doors and keep them open.

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Why PeoplesBank?

For more than 150 years, PeoplesBank has been helping businesses in our region secure business loans. We’ve helped generations of business leaders with local support, competitive rates and personalized attention. If you want to apply for a business loan in South Central Pennsylvania or Northern Maryland, PeoplesBank offers several options:

  • Lines of Credit. Are you looking for a service that provides a flexible financing solution? If so, our Line of Credit is the perfect loan for your business. With this loan you can take advantage of seasonal needs, expand and increase profits, as well as support sales volume. These revolving financing products are great for seasonal costs, unexpected business expenses and more.
  • Term Loans. With our Term Loan you can gain capital to help your company meet its financial objectives. Whether you are planning to purchase equipment or vehicles, expand business or acquire business, or consolidate and refinance existing debt, we can help you. Term loans are ideal for buying assets, such as equipment, or expanding capital.
  • Commercial Mortgages. Whether you are planning a major purchase, expanding your business in a big way or just starting out, our commercial lending team has the experience and expertise to make it happen. We’ll work with you to create a custom-tailored loan program that meets your business financing needs. Whether you want to buy a business property, renovate an existing property or purchase a lot to build your own commercial space, mortgages can help you with your commercial real estate needs.
  • Letter of Credit. Our Letter of Credit is a loan that reduces risk by securing purchases and terms.

We offer competitive commercial loan rates as well as attentive service and a range of products for all your needs. We have business loans to help you finance a big launch, marketing costs, inventory, real estate, staff, overhead, everyday business costs and more.

Whether you’re trying to improve profits, expand your business, just getting started or reach other business goals, smart financing is important and PeoplesBank can help you find loan options addressing your business needs, no matter what your industry. Our commercial lending team has more than two centuries of combined experience, so we understand how to assist you.

Client Testimonials

“I have found PeoplesBank to be the right partner. They understand my vision and have been supportive throughout the process. Without them, Versatek wouldn’t have been able to achieve this. - Jacquelin Eby, President and CEO of Versatek

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