A Loan For All Of Your Needs

Get the ultimate flexibility in putting your home’s equity to work for you. This flexible line of credit gives you access to cash when you need it and you can lock-in up to three fixed-rate loans under the same line of credit. Enjoy a great introductory rate for the first 12 months and loan approval in as little as a week!

1.99% APR*

Introductory rate for the first 12 months

3.25% APR*

After the first 12 months

You Deserve More!

  • No maturity date – use it when you need it
  • Unlimited ability to lock in a fixed rate
  • No fee to lock in a fixed rate
  • Quick turnaround time – typically fewer than 10 business days to close

Apply Online Now!

It's quick and easy to apply online for a home equity loan.

Use Your Home’s Equity To:

  • Make home improvements
  • Book a dream vacation
  • Pay college tuition
  • Pay off debt
  • Prepare for retirement
  • Help a family member
  • New investment opportunity
*Introductory rate of 1.99% APR (Annual Percentage Rate) applies to the first 12 months of the loan. Following the introductory period, the rate is variable and is based on the Wall Street Journal Prime Rate plus 50 basis points. This offer does not apply to existing PeoplesBank Home Equity Lines of Credit. To qualify for the discounted variable rate of 3.25% APR following the introductory period, automatic payments from and direct deposits into a PeoplesBank checking account are required. The advertised discounted variable rate of 3.25% APR is accurate as of March 17, 2020. Maximum APR is 18%. The APR can increase if automatic payments from and direct deposits into a PeoplesBank checking accounts cease. Rates are subject to change without notice. Minimum loan amount is $5,000. Property insurance is required. Flood insurance may be required. Title insurance is required for loans over $250,000. A recording fee or recordation tax and lien search fee will be assessed and the amount will vary based on the property location. Other terms and conditions may apply. Offer is subject to credit approval. Consult a tax advisor regarding the deductibility of interest.