Put your home’s equity to work for you while enjoying the ultimate flexibility. This line of credit will grant you access to funds when you need them most. Using the same line of credit, you can lock in up to three fixed-rate loans. Enjoy a great introductory rate for the first 12 months and loan approval in as little as a week!
Introductory rate for the first 12 months
After the first 12 months
PeoplesBank is one of the best community banks in Pennsylvania and Maryland — especially when it comes to home equity loans. When you partner with us for your loan, you’ll benefit from a great home equity loan rate.
The advantages of working with PeoplesBank for your home equity loan include:
Sometimes you need a little extra cash to reach your goals and dreams. Maybe you’re just shy of the amount you require to take your dream vacation, or perhaps you’re short on the necessary funds to pursue a once-in-a-lifetime investment opportunity. Whatever the situation, there’s a good chance you can get the money you need by taking advantage of an asset you already own: your home.
A home equity loan will allow you to borrow money against the equity you have in your home. Essentially, the equity is the value of your home minus any liens attached to it. Your home is the collateral for the loan, and the money you borrow is yours to use however you need. You can use a home equity loan to fund your major financial goals, set up a safety net for the future or pay off debt like medical bills and loans from college.
PeoplesBank is your trusted partner for home equity loans in Pennsylvania and Maryland. We’re here to help you understand all the benefits and risks associated with a home equity loan or line of credit.
When you need to draw on your equity, you often need that money fast. You may have a car repair you need to pay for or a medical procedure that must be performed soon. PeoplesBank is here for you. While many banks take months to approve a home equity loan, PeoplesBank can get your money quickly. We have home equity loans available to residents of York and Lancaster, Pennsylvania, and Baltimore, Maryland, and the surrounding areas. You can receive approval in as little as 10 days.
Close on your loan as soon as 10 days after applying and enjoy the relief of a fast turnaround. You can avoid drawn-out inquiries on your credit and months of providing document after document upon request. Our quick process takes up less of your time and gives you access to your money right when you need it.
Apply for an online home equity loan to save even more time. Fill out the form in the comfort of your home for ultimate convenience. We’ll get to work right away, and we can approve you for the best HELOC rates in Pennsylvania and Maryland.
Unexpected circumstances can force you to acquire money on short notice. Having a HELOC to draw on can set your mind at ease. If you need a root canal or new tires for your car, pay for them with easy access to a HELOC.
When you have a HELOC, you can get the money as easily as you can draw funds from your bank account. Experience peace of mind knowing you can pay your expenses with funds from a HELOC instead of putting it on a credit card, which often has a higher interest rate.
HELOCs can pay for big projects or expenses that arise out of the blue, too. Maybe your dryer has been struggling for months, and yesterday it finally stopped working. You can buy a new one with ease using your HELOC. Perhaps your roof suddenly started leaking and insurance won’t cover a replacement. With a HELOC, you can pay for the roof without fretting about the roofing company’s high interest rates on financed repairs.
Whether you live in Lancaster, York, Baltimore or another local city, you can appreciate the security of a HELOC with PeoplesBank. Work with us for quick access to emergency funds through a HELOC.
Instead of putting off your dreams, why not use your home’s equity to make them into a reality? When you’re ready to get a quick home equity loan, PeoplesBank will be here to help. Apply today using our convenient online form.
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