Helping to Keep the American Dream Alive

You found your perfect new home. Here’s the perfect financing for your purchase.

First Time Home Buyer Program Highlights

  • Must be a first time home buyer* for this assistance program
  • Fixed interest rate 30 year loan with no mortgage insurance
  • Income limits do apply, 100% or less of the median income for given location
  • As little as 3% down, 1% of purchase price must come from borrowers own funds
  • 6% maximum seller contribution
  • All applicants are required to participate in First Time Home Buyer education

Get Pre-Qualified Today!

Fill out our simple pre-qualification form and get a head start on your mortgage process.

First Front Door Program

Want to get up to $5,000 in cash for down payment and closing costs?

PeoplesBank participates in the FHLB’s First Front Door program which offers up to $5,000 in matching grant funds to eligible first time home buyers. For every $1 you contribute, the First Front Door program will match with $3, up to a total of $5,000, in grant funds to be used toward down payment and closing costs. This is a first come, first serve program and grant funds are limited. To qualify, you must:

  • Be a first time home buyer (which means you haven’t owned a home within the past three years)
  • Secure a mortgage through PeoplesBank
  • Have an income at or below 80% of the area median income
  • Complete at least four hours of homeownership counseling prior to purchasing the home
Subject to availability.Subject to credit approval of first mortgage. Additional terms and conditions may apply. See a representative for more details.

Contact A Member Of Our Team To Learn More