Purchasing a home is a big decision, especially if you’re a first time home buyer. You probably have big plans for all the memories you and your loved ones will make in your home. Maybe you’re picturing family dinners, birthday celebrations and backyard barbecues. No matter what you have planned, one thing is certain: Getting the keys to your first home will be a moment that marks the start of an exciting new chapter in your life.
At the back of your mind, you probably also have a few concerns. Do you have enough savings to make a down payment and cover closing costs? Will you qualify for a loan? What interest rate can you expect to get as a first-time homeowner?
With PeoplesBank on your side, the process of buying your first home doesn’t have to be overwhelming. Our first time home buyer program takes the stress out of one of life’s greatest milestones.
What qualifies you as a first time home buyer? For the sake of our program, here’s what you need to know:
*Borrower must not have had ownership interest in a property in the last three years.
If you qualify for our First Time Home Buyer Program, you may also be eligible for a down payment grant.
You found your perfect new home. Here’s the perfect financing for your purchase. Unlike some other banks with first time home buyer programs, PeoplesBank will guide you through every step of the process.
Through our program for first time home buyers, we’ll help you answer the tough questions that come with homeownership. Consider the following factors as you begin the process of buying a home:
Learn more about our Zero Down Loan and just pay closing costs!
Whether you’re just starting to save up for your first home or you already have a property in mind, PeoplesBank is here to help guide you through the process. We’re proud to serve first time home buyers in Pennsylvania and Maryland.
Our reasonable interest rates are just one of the reasons we’re the best bank to turn to for a first time home buyer loan. For us, it’s not about the money — it’s about you. Our friendly, knowledgeable team is here to help you understand the benefits and costs that come with a mortgage and homeownership.
Don’t wait to start the process of making your dream home a reality. With PeoplesBank, you can get pre-qualified for a loan today. Complete our simple prequalification form to get a running start on the mortgage process. If you have any questions, feel free to reach out to a member of our team for more information.
Contact A Member Of Our Team To Learn More
Purchasing a home is a big decision and it can feel overwhelming at times! Explore the benefits and costs associated with a mortgage and homeownership with our interactive learning experience.
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