Personal Loans

When you’re seeking a personal loan, it’s important to work with a bank you know you can trust — one that understands your specific situation. As a result, many people want to choose a local bank when it’s time to apply for a loan. We’ve been serving the needs of local communities in these areas for more than 155 years. That means we have the experience and the staff to understand what your specific needs are, and we know the best way to meet those needs.

From South Central Pennsylvania to Northern Maryland, PeoplesBank is your partner for all of your personal loan needs. We offer a wide variety of loans to help you with the many challenges that life brings. Best of all, our loan decisions are made locally by people who know and understand your community, and you can easily apply online.

Fixed Option Home Equity Line of Credit

Tap into your home's equity and put it to work for you. Our Fixed Option Home Equity Line of Credit gives you the power to make renovations, purchase big ticket items and consolidate high interest debt.

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Interest Only Home Equity Line of Credit

Maximize your budget with our Interest-Only Home Equity Line of Credit. Pay only interest for the first ten years while enjoying the same access as our Fixed Option Home Equity Line of Credit.

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New Vehicle & Motorcycle Loans

Our New Vehicle & Motorcycle loans allow you to finance your dream vehicle through the PeoplesBank financial centers that you use for all of your banking.

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Used Vehicle & Motorcycle Loans

Purchase a used vehicle from a dealer or a private party with our Used Vehicle & Motorcycle Loans. You can even refinance your existing vehicle loan or use the equity in your vehicle for other needs.

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Unsecured Installment Loans

Our Unsecured Installment Loans are quick and easy with no collateral required. Consolidate bills, take a vacation or make home repairs.

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Personal Line of Credit

Well-qualified borrowers can use the Personal Line of Credit for just about anything. It's flexible and there when you need it.

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Overdraft Line of Protection

Protect yourself from the embarrassment of an overdrawn checking account with the Overdraft Line of Protection.

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Why Choose PeoplesBank for Personal Loans in Pennsylvania and Maryland?

For more than 150 years, clients in Maryland and Pennsylvania have been coming to our regional locations for personal loans and other financial services. There are many reasons to choose a PeoplesBank loan:

• We take care to keep costs reasonable. PeoplesBank works hard to keep interest rates and fees competitive on all our financial products.
• We’re local. When you need personal loan services, you want to speak with someone who understands the local community — PeoplesBank does. When you need to meet with us or contact us, we’re close and answer promptly. We also care about the community and make contributions to local organizations.
• We make it easy to apply. When you need a loan from PeoplesBank, simply apply online and a representative will contact you within 1-2 business days.
• We offer a range of loans. Our installment loans are ideal for one-time purchases, while our Home Equity Line of Credit with Fixed Options is a great choice for ongoing expenses. Our Interest-Only Line of Credit is an affordable form of financing, while our Overdraft Protection Credit Line protects you from unwanted fees.

Apply Online for Your Personal Loan

Though we’ve been around a long time, we’ve always made sure to keep up with the times for the convenience of our clients. One of the ways that’s reflected is in the number of personal services we’ve moved to our online banking system. These services include the ability to quickly apply for a personal loan with PeoplesBank online. We know applying for a loan can be a stressful process, but we’re here to help. We offer a fast and simple online application to make applying easy.

View the complete listing of our National Mortgage Licensing System Identification Numbers.