We want to give our clients personal checking accounts that work for them. That’s why we offer several checking account options for you to choose from, each with its own unique benefits. Open a personal checking account and have access to OnlineMobile Banking so you can pay bills, transfer funds, and check account balances on the go!

Learn More About Checking

Visit our Financial Learning Center to explore common features of checking accounts so you can choose the account that works best for you.

When we say we offer personal checking in PA and MD, we mean personal checking that works with your unique and specific financial situation. You’ll choose the features that suit your specific needs for a checking account in PA or MD, and we’ll set up the account that meets those needs. Feel free to call us at 717-864-1970 or visit your nearest branch location in PA or MD for more details. We’ll also gladly provide answers to any questions you have about our checking account options, including:

  • Free-For-All Checking: Free-For-All Checking means exactly that. No maintenance fees and no charge for online banking or MoneyPass ATMs. You can link your Free-For-All account to another PeoplesBank account for overdraft protection. This checking account is a great option for students and young people starting out with their first checking account in PA or MD. It’s also a good choice if you currently have only a small amount that you wish to keep in checking.
  • PrimeTime Checking: Let your money work for you with a PrimeTime account, which features a variable interest rate that’s compounded and credited monthly. This account does require a $300 minimum balance to avoid a $3 monthly maintenance fee, and one accountholder must be at least 50 years of age. It’s a great account for people looking to build retirement savings while enjoying easy checking and for those who are able to keep a little bit of a higher balance in their checking account.
  • Direct Deposit: This account does not have maintenance fees but requires at least one direct deposit every 60 days. It comes with one free order of standard checks. It’s ideal for those whose employer offers or insists on Direct Deposit.